Now with instant virtual cards

Banking that moves as fast as you do

Checking, savings, transfers, cards, and bill pay — all in one clean dashboard. No branch visits, no waiting in line, no paperwork.

AMPNJBMK
Joined by 12,000+ people this month

Total balance

$22,197.15

Payroll deposit

+$512.58

Spending this month

2FA secured

500K+

Members banking with us

$2.4B+

Transferred every year

4.9/5

Average app store rating

24/7

Human support, always on

Everything you need to manage your money

One account, every tool. Built for people who want their bank to keep up with them.

Instant transfers

Move money between your own accounts or to other STBank members in seconds, any time of day.

Virtual & physical cards

Issue virtual cards instantly, freeze them on the spot, and set custom spending limits per card.

Bill pay

Add billers once and schedule one-time or recurring payments so nothing is ever late again.

Spending insights

Understand where your money goes with category breakdowns, trends, and monthly statements.

Savings & checking

Open multiple account types and organize your money exactly the way you think about it.

Real-time alerts

Get notified the instant money moves, a bill is paid, or something looks unusual.

STBank

4231 •••• •••• 8890

Card holder

ALEX MORGAN

Expires

09/30

VISA
832

This card is property of STBank. If found, please return to the nearest branch or call the number on the back. Use of this card is subject to the cardholder agreement.

stbank.com/supportVISA

Hover the card to flip it and see the back

Cards

Virtual cards, issued in seconds

Spin up a virtual card for any subscription or online purchase, or order a physical card for everyday spending. Freeze, cancel, or raise limits instantly — no calls, no waiting.

  • Freeze or unfreeze a card in one tap if it's lost or compromised
  • Set a custom spending limit for every card you issue
  • View full card details securely, whenever you need them
Security

Bank-grade security, by default

Every account is protected with encrypted credentials and optional two-factor authentication. You decide how much friction you want between you and your money.

  • Two-factor authentication with any authenticator app
  • Encrypted passwords, never stored in plain text
  • Instant account freeze if something looks wrong

Portfolio growth

$48,320.00

18.2%

32%

Groceries

41%

Housing

27%

Other

Insights

See your money clearly

Automatic categorization turns your transaction history into a clear picture of your habits, so budgeting stops being guesswork.

  • Monthly spending broken down by category
  • Income vs. expenses trends over time
  • Downloadable statements for every month

Loved by people who switched

Switching to STBank cut my bill-pay busywork to almost nothing. Everything just runs on schedule now.

ME

Morgan Ellis

Freelance designer

The virtual cards are a game changer for subscriptions. I freeze the ones I don't recognize instantly.

PN

Priya Nair

Small business owner

Spending insights finally made budgeting click for me. I can see exactly where every dollar goes.

JB

Jordan Blake

Graduate student

Ready to switch banks?

Open an account in minutes. No branch visit, no minimum balance, no hidden fees.